Pieverse
Pieverse is a decentralized infrastructure layer for Web3 designed to make digital payments compliant, verifiable, and auditable. [1] Operating primarily on the BNB Chain, the project's core mission is to "timestamp everything of value" by combining on-chain transaction data with compliance intelligence. [2] [1] This process transforms standard blockchain transactions into legally recognized business records, such as invoices and receipts, aiming to bridge the gap between decentralized ecosystems and traditional financial regulations. [3] [4]
Overview
Pieverse addresses the challenge that raw blockchain transactions, while immutable, lack the necessary context and documentation for accounting, tax reporting, and legal validity. [3] The platform provides an infrastructure-as-a-service (IaaS) layer that creates a verifiable "moment of truth" for every payment by generating immutable, audit-ready records. [1] [5] The project's architecture is built to serve individuals, creators, DAOs, and businesses, as well as the emerging "Agent Economy" of autonomous AI entities conducting machine-to-machine (M2M) transactions. [6]
The project evolved from an earlier concept known as "TimeFi" into a broader "Timestamping Layer for compliant value exchange." [3] Its core technology is the x402b protocol, which facilitates gasless, auditable payments and automatically generates on-chain financial artifacts like invoices, receipts, and checks. [6] Pieverse has received backing from prominent venture capital firms and is an alumnus of the Binance Labs Most Valuable Builder (MVB) program. [7]
History
Pieverse was founded in 2024 and gained early traction by being selected for Season 9 of the Binance Labs Most Valuable Builder (MVB) accelerator program, which provided ecosystem support and mentorship. [8] [9]
On October 24, 2025, Pieverse announced the closure of a 3 million, bringing its total funding to $10 million. [10] [4]
The Token Generation Event (TGE) for the native PIEVERSE token occurred around November 13, 2025. [10] The project had conducted a pre-TGE event through the Binance Web3 Wallet, and following the TGE, the PIEVERSE token was listed on several exchanges, including Bithumb, Bitunix, Bybit, and OKX. [3] [11] The token's all-time high was recorded on November 24, 2025, at approximately 0.11. [11]
In December 2025, Pieverse announced a series of partnerships, including an integration with the gaming platform CARV on December 1 and a collaboration with Aspecta.ai on December 2 to bring its payment infrastructure into their respective ecosystems. [2]
Technology
Pieverse's technology is architected as a "Timestamping Layer" that integrates several protocols and components to create a compliant payment infrastructure.
x402b Protocol
The core of Pieverse is the x402b protocol, a proprietary extension of Coinbase's open-source x402 HTTP payment standard. [12] [6] While the original x402 was designed as a payment protocol for the internet, Pieverse's x402b adapts it for the BNB Chain with features specifically for compliance and user experience. [12]
Key features of the x402b protocol include:
- Gasless Transactions: It enables users and AI agents to initiate payments via API calls without holding the chain's native token (BNB). A relayer network submits the transaction and pays the gas fee, which is then reimbursed from the user's stablecoin balance using an EIP-3009 transfer mechanism. [6] [12]
- Immutable Records: Every transaction processed through the protocol automatically generates a compliance-ready receipt. These records are stored on BNB Greenfield, a decentralized storage network, ensuring their permanence and integrity. [6]
- Security Model: The protocol uses "settle-then-work" and "verify-then-work" execution models to mitigate risks like replay attacks by ensuring payment is confirmed before a service is delivered. [6]
On-Chain Artifacts
Pieverse's protocol generates three main types of on-chain financial primitives, which serve as verifiable proof of a transaction's lifecycle. [6]
- Invoices: Users can generate on-chain invoices to request payment, which can be settled in
pieUSDor other supported cryptocurrencies. [6] - Receipts: Upon payment, the system generates a privacy-preserving, cryptographically secured receipt. These receipts are suitable for audits, tax reporting, and expense reimbursements and can be configured to meet jurisdiction-specific standards like GAAP and IFRS. The system can use ZK-proofs to enhance privacy. [6]
- Checks: These function as programmable, on-chain promises to pay, similar to an escrow. This allows for conditional payments and introduces functionalities like reversible or cancelable transactions before final settlement. [9]
Compliance Intelligence
A key feature of the platform is its integrated compliance module, which is designed to operate client-side to protect user privacy. [5] This module can interpret and apply financial rules from multiple jurisdictions, including the United States, United Kingdom, Singapore, and Japan. It also supports various cost basis accounting methods such as FIFO, LIFO, and Adjusted Cost Base (ACB). [1]
Purr-Fect Agents
The Pieverse ecosystem includes "Purr-Fect Agents," described as on-chain AI companions or "sovereign AI Beings." [2] These agents are structured as ERC-8004 NFTs and are designed to perform tasks such as intelligent asset management and participate in ecosystem activities. Their integration into partner platforms like CARV enables gas-sponsored stablecoin payments for automated actions within those ecosystems. [2] [11]
pieUSD Stablecoin
pieUSD is the primary medium of exchange within the Pieverse ecosystem. It is a wrapped version of USDT, designed to be cross-chain compatible and optimized for programmatic use by AI agents and other automated systems. Its implementation as an EIP-3009 wrapper is central to the protocol's gasless transaction capabilities. [6] [12]
Tokenomics
The native utility and governance token of the Pieverse ecosystem is PIEVERSE. It is a multi-chain token issued on the BNB Chain (BEP-20) and Ethereum (ERC-20). [6]
- Ticker: PIEVERSE [3]
- Blockchain: BNB Smart Chain, Ethereum [6]
- BNB Chain Contract:
0x0e63b9c287e32a05e6b9ab8ee8df88a2760225a9[3] - Total and Max Supply: 1,000,000,000 PIEVERSE [6]
- Circulating Supply: 175,000,000 PIEVERSE (17.5%) upon launch in November 2025. [3]
Token Utility
The PIEVERSE token has several functions within the ecosystem:
- Governance: Token holders will be able to participate in the Pieverse DAO, voting on protocol upgrades, fee structures, and new integrations. [6]
- Incentives and Staking: Users can stake PIEVERSE to earn yield and receive rewards for participating in platform activities like timestamping and referrals. [6]
- Payments and Discounts: The token can be used to pay for platform subscription and transaction fees, often at a discounted rate. [6]
- Access: Holding the token may grant priority access to beta tests, platform events, and exclusive ecosystem campaigns. [6]
Token Distribution
The total supply of PIEVERSE is allocated across several categories to foster long-term growth and community engagement. Tokens allocated to the team and investors are subject to a 12-month lock-up period followed by a linear vesting schedule. [4]
| Category | Allocation |
|---|---|
| Community Growth | 27.6% |
| Ecosystem & Marketing | 27.4% |
| Team & Advisors | 20.0% |
| Investors | 15.0% |
| Foundation Reserve | 10.0% |
This information is based on the project's official whitepaper and public disclosures. [6] [4]
Use Cases
Pieverse is designed to support a wide range of payment scenarios in the digital economy:
- Freelancers and Gig Economy: Enables freelancers to issue professional on-chain invoices and receive instant crypto payments with automatically generated, tax-compliant receipts. [6]
- DAOs and Web3 Projects: Allows DAOs to manage treasury operations, pay contributors, and distribute grants with a transparent and verifiable audit trail, enhancing accountability. [13]
- B2B and Cross-Border Payments: Facilitates auditable cross-border transactions for businesses, bypassing traditional wire transfer fees and delays while maintaining financial records. [1]
- AI Agent Economy: Provides the financial rails for autonomous AI agents to perform M2M microtransactions, such as paying for API calls or data on a per-query basis in a compliant manner. [13]
- Real-World Assets (RWAs): The platform can be used to timestamp and settle RWA trades, generating compliant receipts required for regulatory filings. [6]
In an interview, co-founder and CEO Colin Ho stated:
“Every payment in Web3 deserves the same clarity and compliance standards as traditional finance. With this funding round, we will strengthen the infrastructure that turns simple blockchain timestamps into verified, compliance-ready business records that count in the real world. It’s a major step toward making on-chain transactions meaningful to enterprises, auditors, and regulators alike.” [7]
Ecosystem and Partnerships
Pieverse has established a network of investors, partners, and integrations to build its ecosystem. The project is built on the BNB Chain and has announced integrations with other chains like Base and plans for expansion to Ethereum Layer-2 solutions. [13] [6]
Yat Siu, co-founder and executive chairman of lead investor Animoca Brands, commented on the project's potential:
"Pieverse is addressing a fundamental need for accountability and transparency in the open metaverse. Its timestamping protocol can unlock new possibilities for on-chain commerce, from licensing and royalties to trade finance. We are excited to support their mission to build a more trustworthy digital economy." [9]
Investors
Pieverse's funding rounds included participation from a wide range of Web3 and traditional venture capital firms.
- Lead Investors: Animoca Brands, UOB Venture Management. [7]
- Strategic Investors: CMS Holdings, Hashed, Fenbushi Capital, Signum Capital, Morningstar Ventures, Gate Ventures, Kuiper Capital, Big Brain Holdings, and Avocado DAO. [3] [9]
Timestamping Alliance
Pieverse founded the "Timestamping Alliance," an initiative to promote the development and adoption of on-chain payment and compliance standards. Partners within this alliance include DeAgentAI and Xeleb Protocol. [10] [13]
Technical Partnerships
The project has integrated its technology with several partners:
- CARV: The gaming and data infrastructure platform integrated Pieverse's x402b payment rails and Purr-Fect Agents. [2]
- Aspecta.ai: Partnered to integrate x402b to enable intelligent management of illiquid assets on the BNB Chain. [2]
- Kite AI: Utilizes Pieverse's technology for cross-chain agentic payments. [13]
- DeAgentAI and APRO: Partnered to advance AI-driven payment automation. [4]
Team
The Pieverse leadership team consists of individuals with experience at major technology companies and universities.
- Colin Ho: Co-founder and CEO, formerly an engineer at Google and Uber with a degree from Carnegie Mellon University. [6]
- David: Co-founder and CMO, with a background as an ecosystem marketing lead at Polkadot and Paxful and a degree from New York University (NYU). [6]
- Tim He: Co-founder. [8]
- Alice: Head of Business Development, an alumna of Harvard University. [6]
- Albert: Tech Lead, a former engineer at Google and DeFi smart contract architect with a degree from NYU. [6]
- Alina: Head of Ecosystem, an alumna of Cornell University and LinkedIn. [6]