Zypto is a cryptocurrency technology company that builds consumer and business solutions for using digital assets in real-world contexts.

Overview

Zypto develops applications, software, infrastructure, and services that enable the real-world use of digital assets across consumer and commercial environments. Its product ecosystem includes Zypto App, a self custodial mobile crypto application that allows users to store, manage, and use cryptocurrencies for real-world payments and financial activity, as well as Zypto Pay, a crypto payment gateway, and related business services for merchants, enterprises, and institutions.

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Zypto’s offerings are designed to function as an access layer connecting wallets, blockchains, and payment systems, enabling digital assets to be used beyond storage or trading while leaving control of funds with users or client organisations rather than operating as a custodial exchange.

Founded / History

Founded in September 2023, Zypto develops consumer and business crypto products with a focus on self custodial access, crypto payments, and supporting infrastructure. The company is registered in Poland and holds an EU Virtual Asset Service Provider (VASP) licence. Zypto operates globally through a network of partners and clients across multiple regions.

Products

Zypto App

Zypto App is Zypto’s flagship consumer product, available on Android and iOS. It is a self custodial, multi-functional crypto application that enables users to create self custodial wallets directly within the app and use digital assets for decentralised finance and real-world crypto payments through a single mobile interface. Zypto App is built to interact directly with blockchains rather than operating as a custodial exchange, with users retaining control of their wallets and on-chain activity.

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A core feature of Zypto App is its multichain architecture, which supports assets and activity across multiple blockchains within one unified experience. Users can manage wallets on different networks and perform crosschain swaps from a single interface, enabling movement of value between supported blockchains without relying on external tools or manually using blockchain bridges.

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In addition to wallet creation and DeFi access, Zypto App integrates a range of consumer crypto services intended for everyday use. These include crypto card products, bill payments, gift cards, mobile top-ups, and other payment utilities, allowing users to apply digital assets beyond storage or trading while maintaining a self custodial setup.

The Zypto Vault Key Card (VKC)

The Vault Key Card is a physical security device designed to enhance protection for self custodial wallets used within Zypto App. It provides hardware-based security for sensitive actions, functioning as an additional authorisation layer that enables users to approve transactions or access protected wallets.

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The Vault Key Card is intended as an optional add-on to Zypto App, offering an alternative to traditional hardware wallets by delivering cold-style security integrated directly into a mobile-first crypto application. This approach preserves a mobile-first user experience for regular crypto usage while adding a dedicated physical security layer for users who want stronger self custody protection.

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Zypto Pay and Business Services

Zypto Pay is Zypto’s crypto payment and gateway solution for merchants and businesses. It provides crypto payment infrastructure that enables businesses to accept digital asset payments through online, in-person, and API-based integrations. Zypto Pay supports multichain payments and settlement in cryptocurrency or local currency, depending on merchant configuration and regulatory requirements.

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Zypto Pay supports both on-chain and closed-loop payment options and can be used through soft-POS solutions or integrated directly with existing POS terminals. This allows businesses to accept crypto payments in physical and digital environments without major changes to their existing checkout infrastructure.

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Beyond payments, Zypto provides business and institutional crypto services including crypto custody solutions, multichain MPC vault systems, and wallet infrastructure for scalable custodial and non-custodial deployments. These services are designed to support enterprises, fintechs, and Web3 companies seeking secure, compliant, and production-ready crypto infrastructure.

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Zypto also provides blockchain and Web3 development services, covering areas such as crypto wallet development, decentralised applications, payment systems, and crosschain solutions. These services are delivered for businesses seeking custom or white-label blockchain products built on established networks and supported by Zypto’s underlying infrastructure.

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Zypto Token

The Zypto Token, $ZYPTO, is an ERC20 token used within the Zypto ecosystem. It is primarily utilised for rewards, incentives, and utility within Zypto App. The token operates under a separate foundation structure, the Zypto Foundation, and is intended to support ecosystem participation and engagement.

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