Victor Liew Jia Hao is a Singaporean technology entrepreneur and engineer known for co-founding several fintech companies in Southeast Asia. He is a co-founder of the digital payments platform Xfers, the FAZZ Financial Group, and the digital asset infrastructure company StraitsX, where he serves as the Chief Technology Officer. ^{[1] [2]}

Education

Victor Liew Jia Hao earned a Bachelor of Computing (Honours) in Communications and Media with a focus on Interactive Systems from the National University of Singapore between 2008 and 2012. Prior to that, he completed his GCE ‘A’ Levels at Anglo-Chinese Junior College, where he studied Computing, Mathematics, Physics, and Chemistry from 2004 to 2005. He earlier attended SJI International from 2000 to 2003.^{[1] [3] [10]}

Career

Liew began his career in technology infrastructure at Credit Suisse, where he worked on data systems and trading technologies, before joining Quora as a Software Engineer, contributing to the development of its web and mobile frameworks. In mid-2015, Liew co-founded Xfers alongside Tianwei Liu, Samson Leo, and Tianyao Liu, after the project was accepted into the Y Combinator Summer 2015 (S15) batch. Xfers became one of Singapore’s first Y Combinator-backed startups, attracting investors such as 500 Startups, Golden Gate Ventures, and Eduardo Saverin.

Building on Xfers’ success, Liew and his team launched the StraitsX brand in October 2020, introducing the XSGD stablecoin, backed by the Singapore Dollar. By September 2021, XSGD had surpassed S$1.5 billion in on-chain transaction volume. In March 2021, Xfers merged with Indonesian fintech Payfazz to form Fazz Financial Group, with Liew recognized as a co-founder.

As CTO of StraitsX, Liew oversees blockchain engineering, product architecture, and regulatory compliance. He has contributed to the Monetary Authority of Singapore’s Project Orchid, which explores digital money standards, and has helped launch major blockchain payment integrations, including partnerships with Grab, Amazon, and Alipay. Under his leadership, StraitsX has issued regulated, fiat-backed stablecoins such as XSGD, XUSD, and XIDR, and continues to build infrastructure for borderless and compliant digital finance.

He also serves as a Co-Founder of Fazz Financial Group, managing engineering operations of over 250 staff across multiple regions, and is an eFounder Fellow at the Alibaba Group, a program organized in collaboration with UNCTAD. ^{[2] [1] [3] [4] [10]}