Zach Abrams

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Zach Abrams

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Zach Abrams

Zach Abrams is the co-founder and Chief Executive Officer of , a infrastructure company.  His responsibilities include guiding product and operational decisions to ensure alignment with financial and regulatory standards. [6]

Education

Abrams graduated from Duke University with a Bachelor’s in Economics and History in 2007. [7]

Career

Abrams began his career as an analyst in media and technology leveraged finance at Wachovia Securities from June 2007 to June 2009. He then worked as an associate at Littlejohn & Co in Greenwich, Connecticut, from June 2009 to June 2011. In June 2011, Abrams co-founded Evenly, a peer-to-peer payment application focused on campus networks, and served as CEO until October 2013. During the same period, he joined Square following an acquisition and helped create and lead the Square Customers business unit, growing the team and overseeing operations until September 2015.

From September 2015 to August 2017, he was the director of product management at Remind, a widely used platform in U.S. schools. He then served as head of product for consumer business from August 2017 to July 2019, followed by a role as chief product officer at Brex from May 2019 to April 2022. Abrams has also been involved with governance and advisory roles, including as a board member at Spot Insurance from January 2022 to September 2023 and as a member of Skip Community for CPOs since January 2020. Since April 2022, he has been a co-founder of , a payments infrastructure platform. [8]

Interviews

Company Stablecoins

On the podcast in September 2025, Abrams emphasized the rising trend of businesses wanting their own stablecoins following acquisition by Stripe. He noted that the introduction of Open Issuance would enable banks and fintech companies to create their own , giving them greater economic control and facilitating use cases that current providers restrict. Abrams acknowledged the potential fragmentation in the market but argued that having multiple issuers would ultimately benefit the ecosystem and prevent monopolistic practices. The conversation highlighted the importance of in enabling cross-border payments, offering competitive rewards, and ensuring operational efficiency for merchants by providing instant access to funds. The growth of partnerships, including those with Shopify and M0, was presented as critical to expanding adoption, underlining a significant shift in the financial landscape driven by technological advancements in and payments. Overall, the discussion reflected optimism for the future integration of within the global economic system. [3]

Scaling Stablecoins

In a fireside chat with AJ Asver (Parcha AI), Abrams reflected on his extensive background in fintech, including early ventures like his first startup, which Square acquired, and roles at and Brex. He discussed the early days of , initially launched as a platform for purchasing with , which later pivoted to focus on infrastructure. Despite the uncertain climate for stablecoins during their launch—coinciding with major events like the collapse— grew steadily by catering to underserved markets and demonstrated the utility of through various use cases. This persistence culminated in a billion-dollar acquisition by Stripe, where Abrams saw the potential for to become a significant new platform in financial services. He emphasized the importance of building a compelling product over time and the necessity of creating markets for the successful rise of . [2]

Breaking the Bank Summit

At the Breaking the Bank Summit in May 2025, Abrams reflected on his work with at Stripe, including differing perspectives among industry peers on issues such as debanking. He explained that selling to Stripe was motivated by a shared belief in the long-term relevance of stablecoins and an opportunity to expand their impact. He referenced recently launched Stripe products tied to global payments and card issuance, positioning these tools as foundational elements for a more efficient cross-border financial system. Abrams described not as replacements for existing card networks but as a separate infrastructure that can support new payment flows and programmable financial services, especially in international commerce. He noted that usage patterns may diverge from broader markets and identified business value in helping companies manage multiple digital dollar formats. Looking ahead, he pointed to regulatory clarity as a key factor for broader enterprise adoption. He emphasized the importance of developing safeguards against fraud and security risks as the technology evolves. [1]

Stripe x Bridge

In a January 2025 interview with Rex Salisbury of Cambrian Fintech, Abrams discussed Stripe’s $1 billion acquisition of — the largest exit to date — noting that will continue operating independently while relying more on Stripe’s APIs. He described a surge in inbound demand following the announcement, underscoring how trust drives adoption in financial services, and reflected on how rapid changes in the landscape shaped approach to staying autonomous. Abrams also outlined regulatory and banking challenges the company faced early on, particularly during the collapse, and how partnerships with firms like Zulu and Bitso demonstrated practical use cases that helped fuel growth. Looking ahead, he highlighted investments in rails, card issuance, and new wallet and payment capabilities, including the ability for users to earn yield on balances, with strong optimism about global market opportunities — especially in regions where traditional financial infrastructure is limited. [4]

Panels

Executive Insights

During a panel in March 2025 featuring Dante Disparte (), Thomaz Fortes (Nubank Crypto), Chris Zuehike (DRW), and Abrams, the group examined the expanding role of like in global finance, noting rapid growth in circulation and payment volume alongside major improvements in speed, safety, and usability. They discussed increasing regulatory clarity across multiple regions, the rise of real-world applications such as remittances and humanitarian payments, and the importance of infrastructure providers, including under Stripe, in enabling efficient cross-border payments and developer adoption. The conversation highlighted the gradual mainstream integration of , potential convergence with tokenized deposits, and continued disruption of traditional payment systems as digital money matures, with panelists emphasizing the broader shift toward a global digital economy. [5]

REFERENCES

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